Quick take
Already sold on IdentityForce?
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Short answer: IdentityForce, owned by credit bureau TransUnion, offers some of the most thorough identity monitoring available, including court records, payday loans and change-of-address alerts. Its base plan (UltraSecure) doesn't include credit monitoring; UltraSecure + Credit adds three-bureau monitoring and is the one most people should consider. It's a good choice if you want detailed monitoring without paying for bundled VPN or antivirus you don't need.
Plans and pricing
Plan | Price (reported) | Credit monitoring | Key features |
|---|---|---|---|
UltraSecure | ~$19.90/month (about $16.66/month billed annually) | No | Identity, dark web, court records, payday loan, change-of-address and social media monitoring |
UltraSecure + Credit | ~$34.90/month | Three-bureau | Adds credit monitoring, credit reports and score tracking |
Family plans | From ~$24.90/month | Varies | Coverage for multiple adults and children |
All plans include up to $1 million in identity theft insurance and US-based restoration specialists. Prices vary by promotion; check IdentityForce's site before buying.
What's good
- Very broad identity monitoring, including records many rivals skip.
- Three-bureau credit monitoring on the + Credit plan.
- Backed by TransUnion, which acquired IdentityForce's parent Sontiq in 2021.
- Mobile app with a "Mobile Attack Control" feature on some platforms that checks for risky device settings.
What's not
- No credit monitoring on the base plan.
- UltraSecure + Credit is expensive compared with Aura's plans, which include more extras.
- Ownership by a credit bureau — some people prefer independent monitoring, though IdentityForce monitors all three bureaus.
Free steps that matter more than any plan
Freeze your credit at all three bureaus (free in the US), check your free weekly reports at AnnualCreditReport.com, and set up account alerts with your bank. Monitoring tells you something happened; a freeze stops most new-account fraud before it starts.
What IdentityForce monitors that many rivals don't
Monitoring type | Why it matters |
|---|---|
Court records | Catches criminal charges filed under your name |
Payday loans | Short-term lenders often don't report to credit bureaus, so credit monitoring alone misses them |
Change of address | A classic first step in mail theft and account takeover |
Sex offender registry | Flags offenders using your identity or living nearby |
Social media | Alerts on risky content or signs of account compromise |
Bank and credit card activity | Spots unusual transactions on linked accounts |
Which plan should you choose?
- Choose UltraSecure if you already freeze your credit and only want identity, records and dark web monitoring with insurance.
- Choose UltraSecure + Credit if you also want three-bureau credit monitoring, reports and score tracking in one dashboard.
- Choose a family plan if you're protecting children — child identity theft often goes unnoticed for years because children don't use credit.
If your identity is stolen
- Call IdentityForce's restoration team — they can guide you through each step.
- Report it at IdentityTheft.gov (US) to get a recovery plan and an identity theft report.
- Freeze your credit at all three bureaus and place a fraud alert.
- Contact affected companies' fraud departments and close fraudulent accounts.
- Keep records of every call, letter and expense — they're needed for insurance claims.
IdentityForce vs. alternatives
- Aura: three-bureau monitoring plus VPN, antivirus and data broker removal, typically for less.
- Norton LifeLock: stolen-funds reimbursement, but three-bureau monitoring only on its top tier.
- Experian IdentityWorks: a credit bureau's own product, with a free basic tier.
Verdict
IdentityForce is a thorough, well-supported identity protection service. Pick UltraSecure + Credit if you want comprehensive monitoring without bundled security software. If you'd use a VPN, antivirus and data removal too, Aura is the better value.
Frequently asked questions
Who owns IdentityForce?
TransUnion, which acquired IdentityForce's parent company, Sontiq, in 2021.
Does IdentityForce monitor all three credit bureaus?
Yes, on the UltraSecure + Credit plan. The base UltraSecure plan doesn't include credit monitoring.
How much does IdentityForce cost?
Around $19.90 a month for UltraSecure and $34.90 a month for UltraSecure + Credit, with discounts for annual billing.
Sources
- SafeHome.org, IdentityForce cost and plan pricing
- Security.org, IdentityForce review (updated June 2026)
- TransUnion, TransUnion completes acquisition of Sontiq (2021)
The bottom line
