AsGuardian Shield

Category

Identity Protection

11 identity theft protection, credit monitoring, data removal, and dark web monitoring services — compared on coverage, insurance payout, and how fast they actually respond when something goes wrong.

Showing 11 of 11 tools

A
Editor's Choice

Aura

Identity Theft Protection

4.8/5Best for families wanting one all-in-one plan

Bundles identity theft insurance, credit monitoring, a password manager, and a VPN into a single dashboard with fast, well-reviewed fraud resolution support.

From $12/mo

NL
Best Value

Norton LifeLock

Identity Theft Protection

4.5/5Best for up to $3M identity theft insurance coverage

Norton's identity protection suite pairs credit and dark web monitoring with the largest identity theft insurance payout in the category.

From $7.50/mo

IG

Identity Guard

Identity Theft Protection

4.3/5Best for AI-driven threat detection

Uses IBM Watson AI to scan for identity threats across the dark web, court records, and data broker sites, with real-time alerts.

From $8.99/mo

I

IdentityForce

Identity Theft Protection

4.2/5Best for families and children’s identity monitoring

TransUnion-owned service offering child identity monitoring, social media reputation scanning, and up to $1M in stolen funds reimbursement.

From $19.90/mo

EI

Experian IdentityWorks

Credit Monitoring

4.3/5Best for 3-bureau credit monitoring straight from a bureau

Direct from one of the three major credit bureaus, with daily credit report access, FICO score tracking, and identity theft insurance.

From $9.99/mo

I

IdentityIQ

Credit Monitoring

4.0/5Best for budget-friendly 3-bureau reports

Low-cost entry point for 3-bureau credit reports and scores with identity monitoring add-ons, popular for a low-commitment trial period.

From $1 trial

D
Best Value

DeleteMe

Data Removal

4.6/5Best for removing your info from data broker sites

Continuously scans and submits opt-out requests to 750+ data broker and people-search sites, with a quarterly report of what was removed.

From $10.75/mo

I

Incogni

Data Removal

4.5/5Best for fastest broker opt-out turnaround

By Surfshark’s parent company; automates GDPR/CCPA-backed removal requests across 180+ data brokers and tracks each one to completion.

From $6.49/mo

1Password Official Logo
Editor's Choice

1Password

Password Managers

4.8/5Best for Watchtower dark-web breach alerts

Best-in-class password manager with Travel Mode, Watchtower breach monitoring, and passkey support across every major platform.

From $2.99/mo

Dashlane Official Logo

Dashlane

Password Managers

4.6/5Best for built-in VPN and dark web monitoring

Pairs a polished password manager with dark web monitoring for up to 5 email addresses and a bundled VPN on paid tiers.

From $2.75/mo

HI

Have I Been Pwned

Dark Web Monitoring

4.4/5Best for a fast, free breach check before paying for anything

The free standard for checking whether your email or password has surfaced in a known breach, with free ongoing notification alerts.

Free

Frequently asked questions

Do I actually need identity theft protection, or is monitoring my own credit enough?

Free credit monitoring from your bank or a bureau catches new accounts opened in your name, but most services stop there. Paid identity protection adds dark web and data broker monitoring, faster fraud resolution with a dedicated case manager, and insurance that reimburses stolen funds and legal fees — worth it if you've already been in a breach or handle sensitive data professionally.

What's the difference between identity theft protection and a data removal service?

Identity theft protection is reactive — it alerts you after your data is misused. Data removal services like DeleteMe or Incogni are proactive: they get your personal information scrubbed from people-search and data broker sites before scammers ever find it. Most people benefit from running both together.

How much identity theft insurance coverage do I actually need?

Coverage mainly pays for the recovery costs (lost wages, legal fees) rather than restoring stolen money dollar-for-dollar in every case — read the policy limits and exclusions on each provider's site before assuming a bigger headline number means better protection.